Want peace of mind whilst traveling domestically or overseas?

·         25% Discount off the insurers standard advertised premiums

·         Number of covers available depending on destinations

·         Emergency assistance available worldwide

·         Cover for theft of luggage and personal items (limits apply)

·         Accidental death or disability cover 

·         Liability Cover                

For full details of coverage please refer to the Insurers Product Disclosure Statement (PDS) which is available from our office.                                        

Is your vehicle Insurance due?  

Choice of three types of cover:

·         Comprehensive

Þ      Excess waived if insured driver 'not at fault' (Comprehensive Insurance only).

Þ      Protect your 'No-Claim' Bonus

Þ      Option of Agreed or Market Value

·         Third Party Property Damage, Fire & Theft

·         Third Party Property Damage Only

For full details of coverage please refer to the Insurers Product Disclosure Statement (PDS) which is available from our office.

Ask LUI how we can arrange Competitive Rates to cover your home insurance needs. Extra discounts may apply for well secured homes and retirees over 55.

Some of the key features of coverage:

·         Fire or Explosion

·         Storm Damage (excluding flood)

·         Lightning or Thunderbolt

·         Earthquake

·         Burglary

·         Damage caused by Bursting or Leakage of Fixed Pipes, Basins and Shower Bases

·         Glass Breakage

·         Malicious Damage        

·         Impact caused by Trees or Vehicles

·         Riot or Civil Commotion

·         Fusion of Electric Motors

·         Personal Legal Liability

 Accidental Damage Cover available

For full details of coverage please refer to the Insurers Product Disclosure Statement (PDS) which is available from our office.

Whether you enjoy sailing, fishing or water skiing we can arrange insurance to cater for your requirements both on land and on the water.

Some of the key features of coverage:

·         Accidental Loss and/or Damage

·         Yachting Extension available to cover sails, masts or rigging for loss or damage

·         Theft

·         Fire

·         Recovery Costs and Towing

·         Loss of Personal Property (limits apply)

·         Personal Legal Liability Cover – Water Skiers Liability Cover also available

For full details of coverage please refer to the Insurers Product Disclosure Statement (PDS) which is available from our office.

We can arrange insurance cover for Caravans including On Site cover and Contents, Horse Floats, and Motorised Units

Some of the key features of coverage:

·         Agreed Value Cover for your Caravan

·         Covers Loss or Damage to your Caravan including an Annexe

·         Emergency Repairs (limits apply)

·         Electrical Motor burnout less than 15 years old (depreciation applies)

·         Towing to the nearest repairer

·         Legal Liability Cover – for owning or using your Caravan

For full details of coverage please refer to the Insurers Product Disclosure Statement (PDS) which is available from our office.

As a Property Owner you need to ensure your Rental Property is adequately protected. For example, does your current insurance policy cover malicious damage caused by Tenants? We can organise a comprehensive insurance package to suit your requirements.

Some of the key features of coverage:

·         Accidental Loss or Damage for Building and Contents

·         Malicious Damage caused by Tenants (Additional Excess applies)

·         Storm

·         Fire

·         Water Damage (excluding flood)

·         Burglary

·         Loss of Rent if Property is unable to be lived in

·         Vandalism

·         Property Owners Liability

·         Rent Default and Tenant Damage Cover available.

For full details of coverage please refer to the Insurers Product Disclosure Statement (PDS) which is available from our office.

If you are faced with an unfortunate circumstance that prevents you from working as a result of an accident or sickness, the last thing you want to be concerned about is your Income.

Accident and Sickness Insurance protects your Income to ensure that you can meet your immediate financial commitments should you be unable to work due to an Injury or Sickness. If you are unable to work that doesn’t stop the bills from coming in!

Insurance premiums paid as an individual are usually fully tax deductible. Clarification should be sought from your Financial Advisor or the Australian Taxation Office.

What can you be covered for: -

·         Up to a maximum benefit period of 104 Weeks.

·         Various Excess periods available of up to 30 Days.

·         Worldwide Coverage, 24 Hours a Day, 7 Days a Week.

·         You can cover up to 100% of your pre-disability Income.

·         Conditions apply.

For full details of coverage please refer to the Insurers Product Disclosure Statement (PDS) which is available from our office.